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Several people in Kolkata have reported ATM frauds in past couple of days in which 78 customers of leading public and private sector banks have allegedly lost over Rs 20 lakh. From what is ATM skimming to how you can spot the compromised ATM machines, here is what you can do to save yourself from this hi-tech fraud.
What is ATM skimming? ATM skimming is a theft of card information, where a small device, known as a skimmer, is used to steal the information during a legitimate ATM transaction. As the card is swiped at the machine, the skimmer device captures the information stored on the card's magnetic strip.
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Your Reason has been Reported to the admin. Avoid using ATMs in deserted regions. In case you are suspicious of any activity inside the ATM, then leave or complain. Check the card reader and see if any skimmer is attached to it. Look for hidden cameras in the ATM. If you see people loitering around the ATM, then it is better to not withdraw money from there.
How do i know if there is a skimmer in the ATM? How does ATM skimming work? What tips can i follow to prevent ATM card skimming?
Take a proper look around the ATM machine to see if anything looks suspicious. Check if the card reader looks unusual or damaged. Examine the keypad of the ATM machine. Do check your account frequently to be aware of withdrawals made by someone else. Cover the machine keypad when you are entering the card PIN. It is advisable to register for instant SMS updates to be aware of all your transactions.
If someone withdraws without your knowledge, you can report fraud after you check your SMS. What do I do if I have been skimmed? What is credit card fraud? What is online fraud?
What is the Meaning of Phishing? What is Data Loss? Quick Links.
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